XRP ETF Decisions Delayed by SEC, Price Volatility Continues

SEC Delays XRP ETF Decisions

The U.S. Securities and Exchange Commission has extended its review period for XRP-based spot ETF applications, including proposals from Nasdaq, Bitwise, and Canary, pushing the final decision to October 2025. This delay has raised questions about the SEC's approach to regulatory approval and its impact on the broader cryptocurrency market [1]. If approved, these ETFs could offer investors regulated exposure to XRP through traditional financial markets, potentially driving institutional adoption and price growth [1].

XRP Price Volatility and Analyst Warnings

XRP's price has exhibited volatility below $3 in recent days, prompting concerns among analysts about a potential decline to $2.10, especially during market corrections. The uncertainty surrounding regulatory approval has contributed to these fluctuations, as investors weigh the risks and rewards of XRP as an investment [1]. Despite its recent growth, XRP remains below its 2021 high of $3.84, adding to the cautious sentiment in the market [1].

Ripple Strengthens Institutional Credibility

Ripple, the company behind XRP, has taken steps to enhance its institutional credibility through legal resolutions with the SEC, licensing in Singapore, and acquisitions of crypto custody firms. These moves aim to support compliance and broaden XRP's acceptance in the financial sector, positioning it as a practical financial tool rather than just a speculative asset [2]. The potential approval of XRP ETFs could serve as a catalyst for institutional adoption and price appreciation, with analysts projecting a 95% chance of approval by the end of 2025 [3].